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June 29, 2010
  Even Governments may be filing Bankruptcies Soon
Posted By KC Swanson
As many Chicagoland area residents consider their financial woes and the possibility of filing a Chicago Bankruptcy they must realize they are not in this alone.  Bankruptcy may be a very real possibility for Illinois and other States in the United States.  With unemployment benefits running out for many Chicagoland residents the financial crunch will get tighter.  If you find yourself in this position you may want to give some serious consideration to filing a Chapter 7 or Chapter 13 Bankruptcy in Chicago.  If creditors are calling you regulary or you are being threatened with a paycheck garnishment or a bank accoutn levy you may not want to consider taking out a short term loan.  The interest rates and payment plans for these type of short term loans will more than likely end up adding another debt to your already growing debt without really taking care of any of your already existing bills.  If you find the right Chicago Bankruptcy attorney and you qualify for a bankruptcy you may be able to relieve yourself of all your debt woes.  In addition, our firm's unique fee structures may allow you to get your case filed fast and affordable in time to stop those garnishments, levies and harrassing collector calls.  So Please call or email our firm today to discuss a possible solution to your Debt problems.  Remember, Lose YOUR Debt and KEEP your Dignity.
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June 13, 2010
  Major Cause Of Bankruptcy Are Medical Bills
Posted By KC Swanson
For the first time in modern Bankruptcy history illness and the related medical bills are the number one cause of Bankruptcy.  This is caused by a number of factors and the uniqure double whammy a long term illness can cause a consumer financially.  Besides the fact that medical expenses are at an all time high and employees benefits are being cut or lessened more and more everyday it is no wonder that the consumer is really starting to feel the pinch.  In addition to this expense the financial impact is doubled because more than likely the consumer is off work and not collecting income or receiving a reduced disability income.  So if time off work and/or your medical bills are making you feel overwhelmed it may be time to consider filing a chapter 7 or chapter 13 Bankruptcy.  Our firm specializes in assisting people with issues such as overwhelming medical bills and/or loss of income.  When you come in for a free consultation we will first determine whether a Chapter 7 or Chapter 13 Chicago Bankruptcy is best for you.  If it is then we will create a personalized, affordable payment plan that will allow you to get your case filed as fast and as affordable as possible.  We truly believe our phrase "Lose your debt and keep your dignity" because we understand that you cannot control when you get sick and sometimes even the hardest working of us just cannot keep up with the medical bills of ourselves or our loved ones.  So if you are feeling stress from this very type of situation I strongly urge you to call or email us, a chicago bankruptcy lawyer, today for your appointment for a free consultation.
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June 01, 2010
  Truths about Credit Consolidation and Borrowing More Money to pay your debt
Posted By KC Swanson
In this article, there are many options discussed in how to get out of your debt, including the choice of Bankruptcy.  The article specifically states that borrowing more money at high interests rates or credit consolidation are usually not the best choice, but sometimes there are alternatives to filing bankruptcy.  However, sometimes Bankruptcy is your only or best choice when it comes to fighting debt.  Sometimes a Chicago Chapter 7 or Chapter 13 Bankruptcy can be exactly what your personal financial status needs to begin a true recovery with a realistic time frame to get back to a place where you can move forward.  You can fill out our evaluation for free to determine if a Chicago Bankruptcy would be best for you.  Also, it is important to choose an attorney who will truly determine ALL your choices and only recommend a chicago Bankruptcy if it is the best choice for you.  That is why our firm may be perfect for you because we really push for a personalized experience at an affordable price.  So pleasecall or email us today so we can begin the process of your recovery with a Chapter 7 or Chapter 13 Bankruptcy.
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October 02, 2009
  Many New Chicago Bankruptcy Filings lead to many new Chicago Bankruptcy Lawyer Choices
Posted By KC Swanson
As evidenced by this article on the substantial increase in Bankruptcy Filings there are many more Bankruptcy cases being filed and therefore more than likely there are more Chicago Bankruptcy Attorneys out there to choose from.  It is already an overwhelming decision for a person to file a chapter 7 or Chapter 13 Bankruptcy and to also now have to choose between 20 different attorneys for your bankruptcy representation can seem impossible.  A few easy steps can make the choice much easier on Chicago consumers when they are seeking out a Chicago Bankruptcy Lawyer.  First, communication is of utmost importance.  You want to choose a Chicago Bankruptcy Attorney that will be easy to understand and more importantly easy to get a hold of when you have questions or concerns about your Chapter 7 or Chapter 13 Bankruptcy case.  Next, you must determine your budget and be able to fully grasp the fee and the fee structure being presented to you by the Chicago Bankruptcy Attorney.  If you do not understand or are not sure if your fees are all inclusive or when your Bankruptcy case will actually be filed, DO NOT sign a retainer and DO NOT put money down until you are satisfied and fully understand how the fees and your Bankruptcy case filing will proceed.  Finally, you must determine how fast your case needs to be filed.  Some Chicago Bankruptcy Lawyers may not be able to meet your urgent need to file your case to stop a garnishment or get your license back asap.  At Swanson & Wagman LLC we make sure to address all these issues.  We place communication and understanding at the top of the list for our Chapter 7 and Chapter 13 Chicago Bankruptcy clients.  We also have personal and affordable fees and payment plans that allow you to have your case filed as fast and as affordable as possible.  Finally, we understand there are times when your Chicago Bankruptcy case MUST be filed immediately and we are very capable of having your case prepared to be filed in a matter of days.  So please go to our website or call us today to get started on your Chicago based Chapter 7 or Chapter 13 Bankruptcy attorney representation.  All first appointments are FREE consultations so please call or email us today!
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