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Blog Posts in January, 2012

Chicago bankruptcy attorney explains listing all your bils when you file!

As a Chicago bankruptcy lawyer , I will get the question which bills do I list in my bankruptcy? The answer is that you list all your debts and all your assets when you file a bankruptcy. However, if ...
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My car was taken by the City of Chicago!

If you owe parking tickets (a significant amount) the City of Chicago can take your car to one of the impound lots because of the tickets. The City will often boot the car first and then send the tow ...
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Should I file for bankruptcy?

Filing a bankruptcy with a C hicago bankruptcy attorney like myself is a very personal and serious decision. It should not be taken lightly; however, my duty as a Chicago bankruptcy lawyer is to ...
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Chicago bankruptcy attorney explains a charge off on your credit report!

As a Chicago bankruptcy attorney , clients will often ask me if a "charge off' on their credit report means that the 'debt is gone'? The answer is absolutely no, it is not gone! What ...
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Chicago bankruptcy attorney explains your 401K and IRA or other ERISA protected accounts in bankruptcy!

If you have an IRA, 401K or other ERISA qualified retirement account it is protected in a Chapter 7 bankruptcy or a Chapter 13 bankruptcy. As a Chicago bankruptcy lawyer , I get the question if one ...
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Chicago bankruptcy attorney explains will I still owe taxes after filing Bankruptcy?

This is one the lesser know advantages of filing for bankruptcy protection. As a Chicago bankruptcy attorney practicing Chapter 7 and Chapter 13 bankruptcy I am asked whether taxes can be discharged ...
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Will my creditors show up at my 341 meeting?

As a Chicago bankruptcy attorney , I am often asked by clients whether or not creditors show up at their meeting of creditors or the 341 meeting. The answer is generally no, they do not appear at your ...
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Walking away from a mortgage or strategic default!

As a Chicago bankruptcy attorney , I am often asked by a client if they should give up their home. Well as with anything, the answer depends on a lot of factors. In this article by MSNBC, it speaks ...
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Eliminating a 2nd Mortgage in Chapter 13!

As a Chicago bankruptcy lawyer , I have a lot of clients whose mortgages are significantly underwater due to the real estate crisis. A Chapter 13 reorganization bankruptcy allows a debtor to strip or ...
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Chicago bankruptcy attorney expains stopping a garnishment!

As a Chicago bankruptcy attorney , I will often get a client who asks how to stop a garnishment. The filing of a Chapter 7 bankruptcy or a Chapter 13 bankruptcy will stop a garnishment even once it ...
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