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Blog Posts in October, 2011

Crippling medical debt isn't only for the uninsured

In this story by NPR , many people think medical debt is only for the uninsured. However, as a Chicago bankruptcy attorney , I see many clients who have insurance and have significant medical debt. ...
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Obama to announce new changes to HARP program!

President Obama will announce new changes to the Home Affordable Refinance Program today. In this article , the Obama administration is changing the rules for people who have high interest mortgages ...
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Harrisburg Pennsylvannia files for Chapter 9 bankruptcy!

Even cities are filing for bankruptcy now! In this article, the City of Harrisburg, Pennsylvannia filed a Chapter 9 bankruptcy because of an overdue incinerator debt. It is the ninth bankruptcy filing ...
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When to file a bankruptcy?

As a Chicago bankruptcy attorney , I will often hear the question when should I file a bankruptcy? Well that depends on what is going on with you. Waiting can be in your favor, but in most cases it is ...
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The filing fees for bankruptcy are going up!

As a Chicago bankruptcy attorney , I have just learned that the judical conference has approved an increase in the filing fees for bankruptcy. Effective November 1, 2011, the filing fee for a Chapter ...
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Bankruptcy stops garnishments!

As a Chicago bankruptcy attorney I often get the question what stops a garnishment? Either a Chicago Chapter 7 or a Chapter 13 bankruptcy in Chicago stops a garnishment. The automatic stay goes into ...
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Nearly 9 in 10 people say the economy remains poor?

In this article , nearly 9 out of 10 people say that the economy "stinks". As a Chicago bankruptcy attorney , I can tell that the economy has not improved for the vast majority of people out ...
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How will bankruptcy affect my credit?

As a Chicago bankruptcy attorney , I will often get the question how will a bankruptcy affect my credit? Well the answer is that it depends on what your credit looks like now. It is true that a ...
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Home ownership dropped the largest amount since the great depression!

According to this article , home ownership has fallen to 65.1% in April 2010 which is 1.1% lower than it was in 2000. This is the largest drop in home ownership since the Great Depression. The article ...
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Chapter 7 Bankruptcy in Chicago!

Chapter 7 bankruptcy in Chicago is a liquidation bankruptcy. Liquidation means that the Debtors non-exempt assets are used to pay creditors and the unsecured debts that they have are discharged by the ...
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Can you discharge Student Loans in Bankruptcy?

With the increasing cost of college current college graduates are in more debt than ever before. A Chapter 7 bankruptcy or a Chapter 13 bankruptcy generally will not discharge student loans. Let me ...
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Waiting to File Bankruptcy

As a Chicago bankruptcy attorney , a good amount of potential clients wait to file a bankruptcy. Waiting to make a decision on whether to file a bankruptcy can have serious reprecussions on your ...
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