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Blog Posts in November, 2011

My spouse does not want to file bankruptcy. Do they have to file with me?

As a Chicago bankruptcy attorney , I will commonly get the question of whether a persons spouse has to file bankruptcy with them. Often times one spouse will want to file and the other does not. The ...
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Chicago bankruptcy attorney explains how to stop a garnishment!

As a Chicago bankruptcy lawyer , I get questions from potential clients on how to stop a garnishment. A garnishment is a court order which allows a creditor to take a portion of the judgment debtors ...
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Chicago bankruptcy attorney explains a co-signer!

As a Chicago bankruptcy attorney , I will get the question what happens if I have a Co-signer and I file for bankruptcy. A co-signed debt is a debt which two parties are jointly and severally liable ...
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Living expenses such as your grocery bills are going up!

According to this article , the price of food is projected to rise up to 4-5% this year and another 2-3% next year. It seems that prices for food are already on the rise. As a Chicago bankruptcy ...
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What is a fraudulent transfer in bankruptcy?

In this article , Joe Paterno the former head coach of Penn State Universities football team recently transferred his home to his wife for love and affection and $1. The present value of the home was ...
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Nearly 1 out of 3 peoples homes are underwater!

A new report cited in this article , states that nearly 29% of borrowers are underwater on their homes. Underwater means that the person owes more than their mortgages and therefore, they have no ...
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When does the discharge come from the court?

As a a Chicago bankruptcy attorney , my clients often ask when the discharge will come from the court in a Chapter 7 bankruptcy? When a Chapter 7 bankruptcy is filed a meeting of creditors is set by ...
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Foreclosures are on the rise again!

In this article , the number of foreclosures according to RealtyTrac increased in October. Mortgage lenders are starting to work out their problems with documents which delayed filings of foreclosures ...
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Even famous people file for bankruptcy!

Take a look at this article , and you may recognize some of the famous people who filed bankruptcy. The list includes, Abraham Lincoln, Thomas Jefferson (filed several times), Henry Ford, H.J. Heinz, ...
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Americas poorest of the poor is at a record high!

According to this article , America poorest poor has risen to a record level. Nearly 1 in 15 Americans are in poverty according to new Census data. As a Chicago banrkuptcy attorney , I meet and speak ...
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Attorney General sues 4 companies alleging mortgage rescue scams!

As a Chicago bankruptcy attorney , I have met with a number of clients over the years who have fallen victim to mortgage rescue scams. The attorney general of Illinois in this article is suing 4 ...
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No relief for the long term unemployed!

In this article , the percentage of people who have been unemployed for a year or longer is nearly 32% of the 14 million people who are unemployed. As a Chicago bankruptcy attorney , I speak to people ...
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Home prices are still heading lower!

According to this article in CNN , home prices are still heading lower in most areas in the country. According to FISERV a financial analytics company home prices still haven't hit rock bottom. As ...
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