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Blog Posts in December, 2011

Chicago bankruptcy attorney explains why tax season is a good time to file bankruptcy!

Happy New Year to all those reading this post. As a Chicago bankruptcy attorney , the New Year is a busy time for bankruptcy attorneys as clients again start to focus on their finances. Usually ...
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Chicago Bankruptcy attorney explains new American Bankruptcy Institute Study!

According to this article , a study by the American Bankruptcy Institute finds that the 2005 bankruptcy reform act has increased the burdens and costs on Debtors filing for bankruptcy. The results of ...
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Chicago bankruptcy attorney explains credit counseling!

To file either a Chapter 7 or a Chapter 13 bankruptcy a debtor must obtain credit counseling prior to the filing of either bankruptcy. As a Chicago bankruptcy attorney , my clients will often ask what ...
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Chicago bankruptcy attorney explains a frozen bank account!

When a creditor has a judgment and they find out where you bank they can freeze your bank account by sending over a copy of the judgment to the bank. This is called a levy of the bank account. The ...
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Massachussets Attorney General Sues Five Major Banks over foreclosure practices!

In this article , the attorney general of Massachussets has sued five major banks for deceptive practices and allegedly illegally foreclosing on homes in the state. Attorney generals in other states ...
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Chicago bankruptcy attorney explains that Social Security Payments cannot be garnished!

As a Chicago bankruptcy attorney , I will get calls from potential clients asking whether their Social Security or Disability payments can be garnished. The answer is no, Social Security and ...
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What are the warning signs that you need a bankruptcy?

Often as a Chicago bankruptcy attorney , I will get asked the question when should I file for bankruptcy. Well that answer depends on your situation, but some warning signs that you may need to file ...
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Chicago bankruptcy attorney explains the means test!

As a Chicago bankruptcy attorney , I often get the question what is the means test. The means test is a required form added to the bankruptcy schedules in 2005. It is a six month average of the ...
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