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Blog Posts in June, 2010

Even Governments may be filing Bankruptcies Soon

As many Chicagoland area residents consider their financial woes and the possibility of filing a Chicago Bankruptcy they must realize they are not in this alone. Bankruptcy may be a very real ...
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It Is Okay to File Bankruptcy

Many of our clients come int our Chicago Bankruptcy offices and state that they feel bad or morally wrong for wanting to file a Chicago Bankruptcy Case . However, as evidenced in this business ...
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How a Bankrutpcy Can Actually Help Your Credit Score.

Whether you file a Chapter 7 Learn More about Chapter 7 or a Chapter 13 Learn More about Chapter 13 either type of bankruptcy will stay on your credit report for 10 years. Nevertheless, filing either ...
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Small Business owners still suffering from Banks non lending practices

After all the big bailouts in the last year most banks survived, yet many banks still refuse to begin lending to potential property purchasers or small businesses. This latter issue has caused many ...
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How the Automatic Stay protects you when you file a bankruptcy.

The automatic stay is a provision in the bankruptcy code under 11 USC 362. Whether a person files a Chapter 7 Learn More about Chapter 7 or a Chapter 13 Learn more about Chapter 13 an automatic stay ...
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One Major Cause Of Bankruptcy Are Medical Bills!

For the first time in modern Bankruptcy history illness and the related medical bills are the number one cause of Bankruptcy. This is caused by a number of factors and the uniqure double whammy a long ...
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Watch Out For Debt Consolidators v. filing a Bankruptcy with an Experienced Chicago Bankruptcy Attorney

When I am sitting in my car in traffic on the radio there is someone selling the idea of Debt Consolidation. I think to myself are people really falling for this v. filing a bankruptcy. The Wall ...
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When to file bankruptcy?

Major Warning signs: There is a foreclosure sale of the debtor’s home the next day or a foreclosure filed and proceeding; the debtor’s only car was mysteriously repossessed in the dark of ...
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Projected Monthly Income for Chapter 13 Purposes the New Supreme Court Opinion

When filing a bankruptcy either a Chapter 7 Learn More About Chapter 7 or Chapter 13 Learn More about Chapter 13 a Debtor goes through the "Means Test" Learn More about the Means Test a ...
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How Much Does a Bankruptcy Cost?

Often, a potential client will call our office and ask " How much do you charge for a bankruptcy? " The question is almost impossible to answer without some questions of our own. Imagine if ...
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Personal bankruptcy filings rise fast

The number of Americans filing for personal bankruptcy rose by nearly a third in 2009, a surge driven largely by foreclosures and job losses. And more people are filing for Chapter 7 Chapter 7 ...
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Truths about Credit Consolidation and Borrowing More Money to pay your debt

In this article , there are many options discussed in how to get out of your debt, including the choice of Bankruptcy . The article specifically states that borrowing more money at high interests ...
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