| July 28, 2010 |
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Chapter 13 Can Help you with your Home and Mortgage
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| Posted By KC Swanson |
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| When a person falls behind on their mortgage they may have a few choices of how to fix the loan or save the home. This Chapter 13 article does a good job of discussing the positives and negatives of filing a chapter 13 bankrupty or a Chapter 7 ... |
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| Continue reading "Chapter 13 Can Help you with your Home and Mortgage" » |
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| July 20, 2010 |
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Where are the Bankruptcy Code Amendments needed by Home Owners
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| Posted By KC Swanson |
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| Many home owners have spent the last 2 years attempting to save their homes and get out of their mortgage messes with loan modifications. However, when one closely examines this modifications two things become clear. First, that not many modification ... |
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| Continue reading "Where are the Bankruptcy Code Amendments needed by Home Owners" » |
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| July 09, 2010 |
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Abusive Practices By Debt Collectors
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| Posted By Marc Wagman |
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| The Federal Trade Commission reports that complaints about debt collectors have risen 50% in 2009 and this year they expect a 13% increase over last years number of complaints See the Article . In addition, complaints of debt collectors using ... |
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| Continue reading "Abusive Practices By Debt Collectors " » |
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| June 29, 2010 |
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Even Governments may be filing Bankruptcies Soon
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| Posted By KC Swanson |
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| As many Chicagoland area residents consider their financial woes and the possibility of filing a Chicago Bankruptcy they must realize they are not in this alone. Bankruptcy may be a very real possibility for Illinois and other States in the United ... |
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| Continue reading "Even Governments may be filing Bankruptcies Soon" » |
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| June 28, 2010 |
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It Is Okay to File Bankruptcy
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| Posted By KC Swanson |
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| Many of our clients come int our Chicago Bankruptcy offices and state that they feel bad or morally wrong for wanting to file a Chicago Bankruptcy Case . However, as evidenced in this business bankruptcy article , businesses file Bankruptcies ... |
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| Continue reading "It Is Okay to File Bankruptcy" » |
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| June 21, 2010 |
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How a Bankrutpcy Can Help Your Credit Score.
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| Posted By Marc Wagman |
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| Whether you file a Chapter 7 Learn More about Chapter 7 or a Chapter 13 Learn More about Chapter 13 either type of bankruptcy will stay on your credit report for 10 years. Nevertheless, filing either type of bankruptcy with a Chicago Bankruptcy ... |
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| Continue reading "How a Bankrutpcy Can Help Your Credit Score." » |
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| June 15, 2010 |
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Small Business owners still suffering from Banks non lending practices
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| Posted By KC Swanson |
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| After all the big bailouts in the last year most banks survived, yet many refuse to begin lending to potential property purchasers or small businesses. This latter issue has caused many small business owners to have to file a Chapter 7 or Chapter 13 ... |
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| Continue reading "Small Business owners still suffering from Banks non lending practices" » |
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| June 14, 2010 |
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How the Automatic Stay protects you when you file a bankruptcy.
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| Posted By Marc Wagman |
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| The automatic stay is a provision in the bankruptcy code under 11 USC 362. Whether a person files a Chapter 7 Learn More about Chapter 7 or a Chapter 13 Learn more about Chapter 13 an automatic stay goes into place upon the filing of the bankruptcy. ... |
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| Continue reading "How the Automatic Stay protects you when you file a bankruptcy. " » |
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| June 13, 2010 |
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Major Cause of Bankruptcy is Medical Bills
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| Posted By KC Swanson |
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| For the first time in modern Bankruptcy history illness and the related medical bills are the number one cause of Bankruptcy. This is caused by a number of factors and the uniqure double whammy a long term illness can cause a consumer financially. ... |
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| Continue reading "Major Cause of Bankruptcy is Medical Bills" » |
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| June 12, 2010 |
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Watch Out For Debt Consolidators v. filing a Bankruptcy with an Experienced Chicago Bankruptcy Attorney
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| Posted By Marc Wagman |
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| When I am sitting in my car in traffic on the radio there is someone selling the idea of Debt Consolidation. I think to myself are people really falling for this v. filing a bankruptcy. The Wall Street Journal has an excellent article on Debt Relief ... |
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| Continue reading "Watch Out For Debt Consolidators v. filing a Bankruptcy with an Experienced Chicago Bankruptcy Attorney " » |
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| June 11, 2010 |
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When to file bankruptcy?
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| Posted By Marc Wagman |
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| Potential bankruptcy clients typically find a lawyer’s office when they are one step from financial Armageddon: Swanson & Wagman LLC are licensed Chicago Bankruptcy Attorneys who help people file Chapter 7 and Chapter 13 Bankruptcy font-face { ... |
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| Continue reading "When to file bankruptcy?" » |
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| June 10, 2010 |
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Projected Monthly Income for Chapter 13 Purposes the New Supreme Court Opinion
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| Posted By Marc Wagman |
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| When filing a bankruptcy either a Chapter 7 Learn More About Chapter 7 or Chapter 13 Learn More about Chapter 13 a Debtor goes through the "Means Test" Learn More about the Means Test a provision changed by Congress in 2005 to determine under 11 USC ... |
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| Continue reading "Projected Monthly Income for Chapter 13 Purposes the New Supreme Court Opinion" » |
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| June 03, 2010 |
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How Much Does a Bankruptcy Cost?
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| Posted By Marc Wagman |
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| Often, a potential client will call our office and ask " How much do you charge for a bankruptcy? " The question is almost impossible to answer without some questions of our own. Imagine if you will that you call a mechanic and say my car isn't ... |
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| Continue reading "How Much Does a Bankruptcy Cost?" » |
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| June 03, 2010 |
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Personal bankruptcy filings rise fast
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| Posted By Marc Wagman |
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| The number of Americans filing for personal bankruptcy rose by nearly a third in 2009, a surge driven largely by foreclosures and job losses. And more people are filing for Chapter 7 Chapter 7 bankruptcy, which liquidates assets to pay off some debts ... |
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| Continue reading "Personal bankruptcy filings rise fast" » |
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| June 01, 2010 |
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Truths about Credit Consolidation and Borrowing More Money to pay your debt
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| Posted By KC Swanson |
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| In this article , there are many options discussed in how to get out of your debt, including the choice of Bankruptcy . The article specifically states that borrowing more money at high interests rates or credit consolidation are usually not the best ... |
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| Continue reading "Truths about Credit Consolidation and Borrowing More Money to pay your debt" » |
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